The Green Deal – Home Owners

Make home improvements to your home with no upfront payment.

  • 45 types of home improvements available under the Green Deal Scheme
  • Cash Back incentives available for early adopters of the scheme
  • The work is carried out by qualified and accredited installers
  • The finance for the work is paid back through the savings made on the property’s energy bills.

What Will the Green Deal Mean for Homeowners/Tenants/Property Owners?

The Green Deal is very much about raising awareness about the benefits of improving energy efficiency measures in the home. Last year alone the UK wasted 7 billion pounds of energy and Green Deal is designed to help combat that loss and make positive changes to home owners lifestyles. Whilst also: reducing waste, minimising energy consumption and avoiding unnecessary costs.

The Green Deal will allow homeowners to make energy efficiency improvements through a brand new iniative that is being promoted by the Government and administered through a body of accredited providers, advisers and installers.

Whether you are an owner-occupier, tenant or landlord you no longer need to worry about taking out unsecured personal loans or seeking other sources of finance in order to make energy efficiency improvements to your home or property.

What work can be carried out under the scheme?

The work included within the scheme includes;

  • Heating, ventilation & air conditioning (including condensing boilers, under floor heating  & heating controls)
  • Building fabric (e.g. cavity wall insulation, loft insullation, draft proofing, energy efficient glazing and doors and more wall and floor insulation
  • Lighting (fittings and controls)
  • Water Heating (innovative hot water systems and energy efficient taps and showers)
  • Microgeneration (Solar thermal, solar PV, ground and air source pumps).

The above list is not exhaustive and for a full current list visit the Department of Energy & Climate Change.

The Green Deal is very much viewed as positive investment.  Energy efficiency improvements mean reduced energy consumption, less money wasted and lower household bills.

Once Green Deal measures have been implemented to the home, a Green Deal Charge, alongside reductions in energy use, will be clearly outlined on the energy bill associated with the property.  This enables consumers to see where the savings are being made, and allows them to monitor the payback period.

A prerequisite of the Green Deal is that any ‘expected’ financial savings to the homeowner, must either be ‘equal to or greater than the costs’ associated with the energy bill, making it a fail-safe system for all participants.

The Green Deal ensures homeowners are protected by the terms of the Consumer Credit Act.  Green Deal providers, advisors and installers must comply with certain criteria and undergo a robust accreditation process.  They are obliged to give appropriate advice based on the circumstances of each individual who applies for the Green Deal.

And, because the Green Deal Charge remains strictly with the property, rather than being transferred with the owner-occupier or tenant, there are no costs to the consumer once they stop enjoying the benefits of energy reduction measures.

What About Commercial Properties?

Commercial properties will be included in the Green Deal programme.  As a large percentage of commercial properties sit within the rented sector, what the Government proposes is that before a commercial property is re-let, it must be assessed through the Green Deal and any required measures implemented by the landlord.

Please also remember that The Green Deal is available to homeowners, landlords and tenants.  Landlords are being encouraged to make voluntary improvements in energy efficiency to their properties now through the programme.  Tenants will be able to make ‘reasonable’ requests to their landlord regarding energy efficiency improvements to their home and landlords will be expected to honour these requests where ‘no upfront costs’ are involved.

How to Apply?

If you’d like to book a Green Deal assessment, please complete our form located to the right hand side of your screen and we’ll ensure that a fully certified Green Deal adviser is in contact with you very soon.

 

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